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Just encountered another PayPal problem – jeepers, those guys are literally a law unto themselves.

But, what it does mean is that I’ve had to start using my credit cards to make payments for things like hosting fees, domain renewals etc. Which is something that I really don’t like doing, simply because I always consider money from my PayPal my money, stuff that I’ve already earned, whereas money spent from my credit card accounts is not.

That set me thinking that about what an expensive method of borrowing using credit cards really is.

That, in turn, compelled me to compare credit cards and their respective interest rates, which was not actually that smart a thing to do as it tuned out.
All it managed to do was reconfirm my belief that borrowing on your credit cards genuinely is not the smart option.

Of course, if you have or can find interest free credit cards, maybe its not so bad…..

But, bottom line is, if you don’t have the money, don’t spend it!

Looks like I’ll wait until my PayPal issue is resolved before I do any more online spending…

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